Call report 2008Q4
OPTUS BANK — 2008Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,214,000 | USD | evidence → |
| Total loans | 66,683,000 | USD | evidence → |
| Allowance for loan losses | 1,186,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,550,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,694,000 | USD | evidence → |
| Interest-bearing deposits | 64,333,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,361,000 | USD | evidence → |
| Equity capital | 6,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,406,000 | USD | evidence → |
| Interest expense | 2,326,000 | USD | evidence → |
| Net interest income | 3,080,000 | USD | evidence → |
| Noninterest income | 1,280,000 | USD | evidence → |
| Noninterest expense | 4,584,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | -824,000 | USD | evidence → |
| Income tax | -275,000 | USD | evidence → |
| Net income | -549,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,380,000 | USD | evidence → |
| Total capital | 7,258,000 | USD | evidence → |
| Risk-weighted assets | 70,297,000 | USD | evidence → |