Call reports 2006
OPTUS BANK — 2006
What OPTUS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 53,272,000 | 54,500,000 | 60,729,000 | 64,831,000 |
| Total loans | 42,212,000 | 45,776,000 | 51,526,000 | 52,121,000 |
| Allowance for loan losses | 578,000 | 621,000 | 670,000 | 598,000 |
| Securities available for sale | 500,000 | 499,000 | 500,000 | 500,000 |
| Securities held to maturity | 2,100,000 | 2,100,000 | 2,149,000 | 2,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,653,000 | 49,802,000 | 55,443,000 | 59,508,000 |
| Interest-bearing deposits | 41,584,000 | 43,191,000 | 47,388,000 | 53,340,000 |
| Noninterest-bearing deposits | 7,069,000 | 6,611,000 | 8,055,000 | 6,168,000 |
| Equity capital | 4,349,000 | 4,417,000 | 4,773,000 | 4,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,858,000 | 2,976,000 | 4,149,000 |
| Interest expense | 277,000 | 594,000 | 993,000 | 1,478,000 |
| Net interest income | 618,000 | 1,264,000 | 1,983,000 | 2,671,000 |
| Noninterest income | 257,000 | 502,000 | 1,246,000 | 1,483,000 |
| Noninterest expense | 635,000 | 1,362,000 | 2,178,000 | 2,954,000 |
| Provision for loan losses | 73,000 | 134,000 | 202,000 | 262,000 |
| Pretax income | 167,000 | 270,000 | 849,000 | 938,000 |
| Income tax | 60,000 | 95,000 | 317,000 | 329,000 |
| Net income | 107,000 | 175,000 | 532,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,759,000 | 3,832,000 | 4,192,000 | 4,275,000 |
| Total capital | 4,242,000 | 4,412,000 | 4,862,000 | 4,873,000 |
| Risk-weighted assets | 43,682,000 | 46,403,000 | 53,289,000 | 55,226,000 |
Machine access — free, no API key
Every figure shown here about OPTUS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.