Call reports 2003
OPTUS BANK — 2003
What OPTUS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 29,383,000 | 30,565,000 | 30,192,000 | 33,127,000 |
| Total loans | 19,585,000 | 20,943,000 | 21,979,000 | 22,823,000 |
| Allowance for loan losses | 250,000 | 260,000 | 275,000 | 330,000 |
| Securities available for sale | 1,972,000 | 1,470,000 | 1,720,000 | 1,438,000 |
| Securities held to maturity | 400,000 | 900,000 | 400,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,482,000 | 26,666,000 | 26,303,000 | 29,090,000 |
| Interest-bearing deposits | 21,986,000 | 23,623,000 | 22,884,000 | 23,327,000 |
| Noninterest-bearing deposits | 3,496,000 | 3,043,000 | 3,420,000 | 5,763,000 |
| Equity capital | 3,676,000 | 3,720,000 | 3,742,000 | 3,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 895,000 | 1,338,000 | 1,790,000 |
| Interest expense | 81,000 | 161,000 | 243,000 | 321,000 |
| Net interest income | 363,000 | 734,000 | 1,095,000 | 1,469,000 |
| Noninterest income | 100,000 | 197,000 | 297,000 | 426,000 |
| Noninterest expense | 431,000 | 845,000 | 1,264,000 | 1,732,000 |
| Provision for loan losses | 10,000 | 20,000 | 40,000 | 97,000 |
| Pretax income | 22,000 | 66,000 | 88,000 | 66,000 |
| Income tax | 0 | 0 | 0 | 29,000 |
| Net income | 22,000 | 66,000 | 88,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,833,000 | 2,882,000 | 2,929,000 | 2,893,000 |
| Total capital | 3,083,000 | 3,142,000 | 3,204,000 | 3,207,000 |
| Risk-weighted assets | 22,300,000 | 22,789,000 | 23,843,000 | 25,118,000 |
Machine access — free, no API key
Every figure shown here about OPTUS BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.