Call reports 2002
OPTUS BANK — 2002
What OPTUS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 29,142,000 | 30,021,000 | 28,251,000 | 28,768,000 |
| Total loans | 18,419,000 | 18,426,000 | 19,059,000 | 18,863,000 |
| Allowance for loan losses | 218,000 | 225,000 | 233,000 | 235,000 |
| Securities available for sale | 0 | 2,095,000 | 2,849,000 | 2,848,000 |
| Securities held to maturity | 2,206,000 | 1,150,000 | 905,000 | 905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,441,000 | 26,213,000 | 24,467,000 | 24,971,000 |
| Interest-bearing deposits | 21,687,000 | 22,493,000 | 21,155,000 | 21,753,000 |
| Noninterest-bearing deposits | 3,754,000 | 3,720,000 | 3,311,000 | 3,218,000 |
| Equity capital | 3,510,000 | 3,595,000 | 3,668,000 | 3,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 909,000 | 1,376,000 | 1,826,000 |
| Interest expense | 125,000 | 246,000 | 345,000 | 440,000 |
| Net interest income | 317,000 | 663,000 | 1,031,000 | 1,386,000 |
| Noninterest income | 71,000 | 145,000 | 228,000 | 321,000 |
| Noninterest expense | 357,000 | 715,000 | 1,158,000 | 1,603,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 23,000 | 78,000 | 78,000 | 74,000 |
| Income tax | 0 | 0 | 0 | -20,000 |
| Net income | 23,000 | 78,000 | 78,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,720,000 | 2,784,000 | 2,857,000 | 2,803,000 |
| Total capital | 2,938,000 | 3,009,000 | 3,090,000 | 3,038,000 |
| Risk-weighted assets | 24,479,000 | 21,804,000 | 20,828,000 | 20,776,000 |
Machine access — free, no API key
Every figure shown here about OPTUS BANK — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.