Call reports 2016
NORTHRIM BANK — 2016
What NORTHRIM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,491,424,000 | 1,509,419,000 | 1,531,081,000 | 1,516,607,000 |
| Total loans | 1,021,300,000 | 1,041,465,000 | 1,089,191,000 | 1,039,273,000 |
| Allowance for loan losses | 18,352,000 | 18,548,000 | 19,642,000 | 19,868,000 |
| Securities available for sale | 291,479,000 | 285,668,000 | 295,312,000 | 326,252,000 |
| Securities held to maturity | 902,000 | 901,000 | 900,000 | 899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,256,367,000 | 1,266,106,000 | 1,289,812,000 | 1,279,211,000 |
| Interest-bearing deposits | 812,562,000 | 803,162,000 | 814,274,000 | 829,338,000 |
| Noninterest-bearing deposits | 443,805,000 | 462,944,000 | 475,538,000 | 449,873,000 |
| Equity capital | 180,929,000 | 183,312,000 | 183,930,000 | 184,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,326,000 | 30,551,000 | 45,975,000 | 61,140,000 |
| Interest expense | 526,000 | 1,045,000 | 1,566,000 | 2,064,000 |
| Net interest income | 14,800,000 | 29,506,000 | 44,409,000 | 59,076,000 |
| Noninterest income | 8,473,000 | 19,040,000 | 30,214,000 | 39,989,000 |
| Noninterest expense | 16,794,000 | 34,879,000 | 55,466,000 | 73,339,000 |
| Provision for loan losses | 691,000 | 885,000 | 1,537,000 | 2,288,000 |
| Pretax income | 5,766,000 | 12,771,000 | 17,609,000 | 23,427,000 |
| Income tax | 1,989,000 | 4,206,000 | 5,562,000 | 7,411,000 |
| Net income | 3,647,000 | 8,279,000 | 11,573,000 | 15,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,978,000 | 159,183,000 | 167,466,000 | 168,815,000 |
| Total capital | 172,850,000 | 175,138,000 | 183,805,000 | 184,975,000 |
| Risk-weighted assets | 1,266,739,000 | 1,273,252,000 | 1,303,314,000 | 1,288,585,000 |