Call reports 2015
NORTHRIM BANK — 2015
What NORTHRIM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,441,850,000 | 1,493,919,000 | 1,534,949,000 | 1,492,475,000 |
| Total loans | 1,038,034,000 | 1,062,736,000 | 1,054,234,000 | 1,044,847,000 |
| Allowance for loan losses | 17,212,000 | 17,664,000 | 18,072,000 | 18,334,000 |
| Securities available for sale | 252,754,000 | 224,841,000 | 233,276,000 | 287,590,000 |
| Securities held to maturity | 2,199,000 | 2,197,000 | 904,000 | 903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,198,739,000 | 1,247,120,000 | 1,277,410,000 | 1,251,008,000 |
| Interest-bearing deposits | 786,602,000 | 791,417,000 | 791,681,000 | 819,679,000 |
| Noninterest-bearing deposits | 412,137,000 | 455,703,000 | 485,729,000 | 431,329,000 |
| Equity capital | 172,007,000 | 174,980,000 | 178,220,000 | 178,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,982,000 | 30,518,000 | 46,524,000 | 62,150,000 |
| Interest expense | 649,000 | 1,290,000 | 1,887,000 | 2,440,000 |
| Net interest income | 14,333,000 | 29,228,000 | 44,637,000 | 59,710,000 |
| Noninterest income | 9,323,000 | 20,237,000 | 31,761,000 | 40,930,000 |
| Noninterest expense | 17,518,000 | 34,828,000 | 52,463,000 | 69,918,000 |
| Provision for loan losses | 272,000 | 630,000 | 1,283,000 | 1,616,000 |
| Pretax income | 5,867,000 | 14,008,000 | 22,653,000 | 29,244,000 |
| Income tax | 1,957,000 | 4,861,000 | 7,723,000 | 9,828,000 |
| Net income | 3,838,000 | 8,913,000 | 14,499,000 | 18,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,440,000 | 150,051,000 | 153,176,000 | 155,629,000 |
| Total capital | 163,150,000 | 166,177,000 | 169,292,000 | 171,680,000 |
| Risk-weighted assets | 1,253,205,000 | 1,286,124,000 | 1,286,103,000 | 1,280,897,000 |