Call reports 2013
NORTHRIM BANK — 2013
What NORTHRIM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,144,616,000 | 1,158,281,000 | 1,172,404,000 | 1,208,114,000 |
| Total loans | 752,154,000 | 760,806,000 | 782,349,000 | 797,615,000 |
| Allowance for loan losses | 17,048,000 | 16,820,000 | 16,820,000 | 16,555,000 |
| Securities available for sale | 218,831,000 | 220,228,000 | 235,482,000 | 245,654,000 |
| Securities held to maturity | 2,747,000 | 2,746,000 | 2,745,000 | 2,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 964,989,000 | 969,611,000 | 978,644,000 | 1,013,787,000 |
| Interest-bearing deposits | 620,549,000 | 624,362,000 | 617,164,000 | 648,532,000 |
| Noninterest-bearing deposits | 344,440,000 | 345,249,000 | 361,480,000 | 365,255,000 |
| Equity capital | 140,155,000 | 141,550,000 | 143,633,000 | 144,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,772,000 | 23,962,000 | 36,224,000 | 48,788,000 |
| Interest expense | 423,000 | 828,000 | 1,225,000 | 1,617,000 |
| Net interest income | 11,349,000 | 23,134,000 | 34,999,000 | 47,171,000 |
| Noninterest income | 2,173,000 | 4,991,000 | 7,494,000 | 9,714,000 |
| Noninterest expense | 9,104,000 | 18,212,000 | 27,696,000 | 37,509,000 |
| Provision for loan losses | 234,000 | 119,000 | -666,000 | -534,000 |
| Pretax income | 4,254,000 | 9,964,000 | 15,633,000 | 20,095,000 |
| Income tax | 1,268,000 | 3,104,000 | 4,962,000 | 6,362,000 |
| Net income | 2,896,000 | 6,661,000 | 10,482,000 | 13,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,027,000 | 135,184,000 | 137,122,000 | 138,650,000 |
| Total capital | 145,357,000 | 147,265,000 | 149,681,000 | 151,308,000 |
| Risk-weighted assets | 981,909,000 | 962,801,000 | 1,000,562,000 | 1,009,873,000 |