Call reports 2010
NORTHRIM BANK — 2010
What NORTHRIM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 984,357,000 | 1,002,862,000 | 1,033,961,000 | 1,050,165,000 |
| Total loans | 653,879,000 | 647,337,000 | 664,211,000 | 693,901,000 |
| Allowance for loan losses | 14,046,000 | 14,427,000 | 14,711,000 | 14,406,000 |
| Securities available for sale | 164,017,000 | 168,029,000 | 206,342,000 | 214,010,000 |
| Securities held to maturity | 7,666,000 | 7,018,000 | 6,692,000 | 6,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 840,127,000 | 856,792,000 | 884,712,000 | 897,889,000 |
| Interest-bearing deposits | 578,801,000 | 583,318,000 | 601,342,000 | 607,668,000 |
| Noninterest-bearing deposits | 261,326,000 | 273,474,000 | 283,370,000 | 290,221,000 |
| Equity capital | 121,714,000 | 123,138,000 | 125,692,000 | 125,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 13,127,000 | 26,320,000 | 39,097,000 | 51,656,000 |
| Interest expense | 1,371,000 | 2,733,000 | 3,989,000 | 5,057,000 |
| Net interest income | 11,756,000 | 23,587,000 | 35,108,000 | 46,599,000 |
| Noninterest income | 2,012,000 | 4,463,000 | 8,149,000 | 10,902,000 |
| Noninterest expense | 9,537,000 | 18,927,000 | 28,226,000 | 37,179,000 |
| Provision for loan losses | 1,375,000 | 2,750,000 | 3,167,000 | 5,583,000 |
| Pretax income | 3,137,000 | 6,786,000 | 12,335,000 | 15,388,000 |
| Income tax | 911,000 | 2,023,000 | 3,890,000 | 4,743,000 |
| Net income | 2,200,000 | 4,627,000 | 8,147,000 | 10,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,199,000 | 114,830,000 | 117,265,000 | 118,279,000 |
| Total capital | 123,844,000 | 125,305,000 | 128,198,000 | 129,599,000 |
| Risk-weighted assets | 848,171,000 | 834,033,000 | 870,845,000 | 902,530,000 |