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Call reports 2004

NORTHRIM BANK — 2004

What NORTHRIM BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4decf0ce-d1d1-4c3f-8704-0b70c1bd1c2f/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets740,686,000738,542,000784,875,000800,112,000
Total loans612,207,000617,151,000644,732,000678,269,000
Allowance for loan losses10,229,00010,293,00010,692,00010,764,000
Securities available for sale64,101,00058,624,00062,835,00059,449,000
Securities held to maturity945,000945,000889,000724,000
Trading assets0000
Total deposits652,832,000649,896,000694,361,000707,796,000
Interest-bearing deposits476,930,000465,113,000507,603,000522,241,000
Noninterest-bearing deposits175,902,000184,783,000186,758,000185,555,000
Equity capital75,179,00075,780,00078,938,00080,798,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income11,412,00023,315,00035,488,00048,781,000
Interest expense1,430,0002,960,0004,831,0007,072,000
Net interest income9,982,00020,355,00030,657,00041,709,000
Noninterest income834,0001,803,0002,741,0003,862,000
Noninterest expense6,334,00012,723,00019,101,00025,575,000
Provision for loan losses429,000858,0001,001,0001,601,000
Pretax income4,204,0008,728,00013,447,00018,546,000
Income tax1,471,0003,145,0004,975,0006,887,000
Net income2,733,0005,583,0008,472,00011,659,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital67,582,00069,025,00072,006,00074,160,000
Total capital75,893,00077,418,00080,769,00083,284,000
Risk-weighted assets663,058,000669,530,000699,116,000728,297,000

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