Call reports 2025
PIONEER BANK, NATIONAL ASSOCIATION — 2025
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,068,930,000 | 2,096,940,000 | 2,243,614,000 | 2,150,738,000 |
| Total loans | 1,509,986,000 | 1,566,664,000 | 1,638,532,000 | 1,671,560,000 |
| Allowance for loan losses | 22,810,000 | 23,804,000 | 24,600,000 | 25,305,000 |
| Securities available for sale | 311,030,000 | 288,220,000 | 254,509,000 | 220,431,000 |
| Securities held to maturity | 31,712,000 | 42,787,000 | 44,293,000 | 41,973,000 |
| Trading assets | 0 | 99,000 | 498,000 | 867,000 |
| Total deposits | 1,771,257,000 | 1,792,927,000 | 1,933,482,000 | 1,783,489,000 |
| Interest-bearing deposits | 1,262,092,000 | 1,322,012,000 | 1,363,278,000 | 1,322,995,000 |
| Noninterest-bearing deposits | 509,165,000 | 470,915,000 | 570,204,000 | 460,494,000 |
| Equity capital | 257,314,000 | 263,659,000 | 269,218,000 | 278,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 25,848,000 | 52,854,000 | 81,141,000 | 109,531,000 |
| Interest expense | 7,287,000 | 15,203,000 | 23,769,000 | 32,325,000 |
| Net interest income | 18,561,000 | 37,651,000 | 57,372,000 | 77,206,000 |
| Noninterest income | 3,712,000 | 8,560,000 | 12,407,000 | 17,091,000 |
| Noninterest expense | 14,528,000 | 29,225,000 | 46,549,000 | 65,532,000 |
| Provision for loan losses | 1,071,000 | 2,135,000 | 2,935,000 | 3,646,000 |
| Pretax income | 6,945,000 | 14,636,000 | 20,095,000 | 25,198,000 |
| Income tax | 1,527,000 | 3,095,000 | 4,334,000 | 5,856,000 |
| Net income | 5,418,000 | 11,541,000 | 15,761,000 | 19,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,850,000 | 243,263,000 | 235,926,000 | 240,647,000 |
| Total capital | 253,526,000 | 260,970,000 | 254,525,000 | 259,218,000 |
| Risk-weighted assets | 1,325,794,000 | 1,407,823,000 | 1,479,355,000 | 1,476,468,000 |