Call reports 2024
PIONEER BANK, NATIONAL ASSOCIATION — 2024
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,981,854,000 | 1,895,489,000 | 2,014,575,000 | 1,979,724,000 |
| Total loans | 1,333,789,000 | 1,365,870,000 | 1,420,963,000 | 1,456,329,000 |
| Allowance for loan losses | 21,600,000 | 21,801,000 | 21,238,000 | 21,754,000 |
| Securities available for sale | 296,893,000 | 257,409,000 | 262,533,000 | 321,537,000 |
| Securities held to maturity | 23,555,000 | 25,352,000 | 24,805,000 | 25,616,000 |
| Trading assets | 136,000 | 161,000 | 375,000 | 0 |
| Total deposits | 1,699,815,000 | 1,604,658,000 | 1,723,320,000 | 1,638,365,000 |
| Interest-bearing deposits | 1,207,375,000 | 1,159,337,000 | 1,185,374,000 | 1,184,066,000 |
| Noninterest-bearing deposits | 492,440,000 | 445,321,000 | 537,946,000 | 454,299,000 |
| Equity capital | 231,933,000 | 240,321,000 | 248,257,000 | 250,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 23,115,000 | 46,673,000 | 71,052,000 | 95,506,000 |
| Interest expense | 6,026,000 | 12,631,000 | 19,479,000 | 26,933,000 |
| Net interest income | 17,089,000 | 34,042,000 | 51,573,000 | 68,573,000 |
| Noninterest income | 3,891,000 | 7,592,000 | 11,566,000 | 15,532,000 |
| Noninterest expense | 15,429,000 | 30,515,000 | 45,183,000 | 61,330,000 |
| Provision for loan losses | 258,000 | 588,000 | -109,000 | 563,000 |
| Pretax income | 5,857,000 | 10,675,000 | 18,547,000 | 22,276,000 |
| Income tax | 1,283,000 | 2,327,000 | 4,129,000 | 4,921,000 |
| Net income | 4,574,000 | 8,348,000 | 14,418,000 | 17,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,471,000 | 221,549,000 | 227,910,000 | 231,140,000 |
| Total capital | 232,223,000 | 236,706,000 | 243,665,000 | 247,305,000 |
| Risk-weighted assets | 1,171,594,000 | 1,203,790,000 | 1,252,969,000 | 1,285,172,000 |