Call reports 2023
PIONEER BANK, NATIONAL ASSOCIATION — 2023
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,863,928,000 | 1,855,879,000 | 1,963,162,000 | 1,852,699,000 |
| Total loans | 1,108,433,000 | 1,166,638,000 | 1,224,574,000 | 1,285,149,000 |
| Allowance for loan losses | 22,214,000 | 22,469,000 | 21,070,000 | 21,362,000 |
| Securities available for sale | 504,167,000 | 431,666,000 | 412,275,000 | 320,397,000 |
| Securities held to maturity | 23,972,000 | 23,949,000 | 23,908,000 | 23,792,000 |
| Trading assets | 188,000 | 684,000 | 1,000 | 167,000 |
| Total deposits | 1,613,845,000 | 1,594,450,000 | 1,686,977,000 | 1,575,557,000 |
| Interest-bearing deposits | 1,042,315,000 | 1,068,196,000 | 1,079,174,000 | 1,101,857,000 |
| Noninterest-bearing deposits | 571,530,000 | 526,254,000 | 607,803,000 | 473,700,000 |
| Equity capital | 203,141,000 | 209,901,000 | 214,896,000 | 226,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,777,000 | 37,862,000 | 58,018,000 | 79,504,000 |
| Interest expense | 1,484,000 | 4,574,000 | 9,061,000 | 14,677,000 |
| Net interest income | 17,293,000 | 33,288,000 | 48,957,000 | 64,827,000 |
| Noninterest income | 3,354,000 | 6,332,000 | 9,810,000 | 20,067,000 |
| Noninterest expense | 13,096,000 | 26,456,000 | 40,801,000 | 56,571,000 |
| Provision for loan losses | 0 | 280,000 | 1,196,000 | 1,855,000 |
| Pretax income | 7,492,000 | 13,029,000 | 17,162,000 | 21,023,000 |
| Income tax | 1,598,000 | 2,762,000 | 3,605,000 | 4,386,000 |
| Net income | 5,894,000 | 10,267,000 | 13,557,000 | 16,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,933,000 | 208,576,000 | 209,206,000 | 212,593,000 |
| Total capital | 217,588,000 | 222,513,000 | 223,593,000 | 227,214,000 |
| Risk-weighted assets | 1,084,002,000 | 1,106,551,000 | 1,142,803,000 | 1,161,051,000 |