Call reports 2020
PIONEER BANK, NATIONAL ASSOCIATION — 2020
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,498,135,000 | 1,524,764,000 | 1,627,418,000 | 1,573,030,000 |
| Total loans | 1,122,697,000 | 1,171,250,000 | 1,161,704,000 | 1,134,870,000 |
| Allowance for loan losses | 20,700,000 | 22,851,000 | 23,609,000 | 23,394,000 |
| Securities available for sale | 73,630,000 | 75,768,000 | 81,762,000 | 130,440,000 |
| Securities held to maturity | 4,139,000 | 6,822,000 | 10,639,000 | 11,575,000 |
| Trading assets | 40,096,000 | 42,922,000 | 41,293,000 | 36,431,000 |
| Total deposits | 1,283,331,000 | 1,317,897,000 | 1,425,438,000 | 1,370,536,000 |
| Interest-bearing deposits | 914,254,000 | 880,359,000 | 902,475,000 | 905,386,000 |
| Noninterest-bearing deposits | 369,077,000 | 437,538,000 | 522,963,000 | 465,150,000 |
| Equity capital | 172,105,000 | 167,505,000 | 168,906,000 | 170,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,287,000 | 25,104,000 | 36,169,000 | 47,406,000 |
| Interest expense | 1,426,000 | 2,482,000 | 3,360,000 | 4,082,000 |
| Net interest income | 11,861,000 | 22,622,000 | 32,809,000 | 43,324,000 |
| Noninterest income | 3,598,000 | 6,628,000 | 9,570,000 | 13,463,000 |
| Noninterest expense | 11,073,000 | 21,768,000 | 33,161,000 | 44,515,000 |
| Provision for loan losses | 2,550,000 | 4,700,000 | 5,450,000 | 7,000,000 |
| Pretax income | 903,000 | 2,462,000 | 4,032,000 | 6,367,000 |
| Income tax | 170,000 | 340,000 | 609,000 | 1,133,000 |
| Net income | 733,000 | 2,122,000 | 3,423,000 | 5,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,488,000 | 175,424,000 | 176,976,000 | 179,036,000 |
| Total capital | 188,994,000 | 189,836,000 | 191,454,000 | 192,973,000 |
| Risk-weighted assets | 1,154,283,000 | 1,144,508,000 | 1,149,090,000 | 1,105,532,000 |