Call reports 2019
PIONEER BANK, NATIONAL ASSOCIATION — 2019
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,385,542,000 | 1,468,285,000 | 1,448,078,000 | 1,390,142,000 |
| Total loans | 1,054,717,000 | 1,052,637,000 | 1,069,013,000 | 1,095,547,000 |
| Allowance for loan losses | 14,070,000 | 14,499,000 | 14,999,000 | 16,493,000 |
| Securities available for sale | 94,163,000 | 95,352,000 | 91,181,000 | 87,984,000 |
| Securities held to maturity | 4,123,000 | 3,873,000 | 3,962,000 | 4,161,000 |
| Trading assets | 7,224,000 | 13,462,000 | 19,030,000 | 15,208,000 |
| Total deposits | 1,247,384,000 | 1,337,376,000 | 1,258,135,000 | 1,186,827,000 |
| Interest-bearing deposits | 867,234,000 | 979,856,000 | 847,819,000 | 835,391,000 |
| Noninterest-bearing deposits | 380,150,000 | 357,520,000 | 410,316,000 | 351,436,000 |
| Equity capital | 131,763,000 | 123,258,000 | 167,636,000 | 171,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,599,000 | 27,826,000 | 42,411,000 | 56,241,000 |
| Interest expense | 1,139,000 | 2,426,000 | 3,754,000 | 5,357,000 |
| Net interest income | 12,460,000 | 25,400,000 | 38,657,000 | 50,884,000 |
| Noninterest income | 3,972,000 | 7,832,000 | 11,779,000 | 16,874,000 |
| Noninterest expense | 9,646,000 | 19,383,000 | 32,063,000 | 43,773,000 |
| Provision for loan losses | 570,000 | 16,940,000 | 17,510,000 | 19,030,000 |
| Pretax income | 6,216,000 | -3,085,000 | 787,000 | 5,294,000 |
| Income tax | 1,437,000 | -1,151,000 | 72,000 | 890,000 |
| Net income | 4,779,000 | -1,934,000 | 715,000 | 4,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,779,000 | 125,172,000 | 169,373,000 | 173,493,000 |
| Total capital | 145,231,000 | 138,923,000 | 183,220,000 | 187,437,000 |
| Risk-weighted assets | 1,053,082,000 | 1,076,504,000 | 1,106,641,000 | 1,112,940,000 |