Call reports 2016
PIONEER BANK, NATIONAL ASSOCIATION — 2016
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 997,723,000 | 995,918,000 | 1,082,095,000 | 1,099,917,000 |
| Total loans | 781,549,000 | 798,804,000 | 832,595,000 | 892,820,000 |
| Allowance for loan losses | 9,666,000 | 9,794,000 | 10,151,000 | 10,795,000 |
| Securities available for sale | 115,702,000 | 100,951,000 | 104,199,000 | 92,768,000 |
| Securities held to maturity | 4,086,000 | 3,811,000 | 2,377,000 | 3,166,000 |
| Trading assets | 1,891,000 | 2,624,000 | 2,514,000 | 1,802,000 |
| Total deposits | 860,872,000 | 869,021,000 | 964,417,000 | 941,682,000 |
| Interest-bearing deposits | 619,100,000 | 627,122,000 | 665,863,000 | 667,085,000 |
| Noninterest-bearing deposits | 241,772,000 | 241,899,000 | 298,554,000 | 274,597,000 |
| Equity capital | 97,159,000 | 93,610,000 | 94,770,000 | 95,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,172,000 | 16,623,000 | 25,239,000 | 34,390,000 |
| Interest expense | 423,000 | 897,000 | 1,417,000 | 2,027,000 |
| Net interest income | 7,749,000 | 15,726,000 | 23,822,000 | 32,363,000 |
| Noninterest income | 1,827,000 | 3,665,000 | 6,297,000 | 9,089,000 |
| Noninterest expense | 7,694,000 | 15,353,000 | 23,916,000 | 32,867,000 |
| Provision for loan losses | 310,000 | 620,000 | 990,000 | 1,780,000 |
| Pretax income | 1,601,000 | 3,520,000 | 5,331,000 | 7,321,000 |
| Income tax | 492,000 | 1,091,000 | 1,673,000 | 2,317,000 |
| Net income | 1,109,000 | 2,429,000 | 3,658,000 | 5,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,729,000 | 108,049,000 | 103,553,000 | 104,995,000 |
| Total capital | 116,480,000 | 117,991,000 | 113,816,000 | 115,804,000 |
| Risk-weighted assets | 813,942,000 | 836,907,000 | 883,300,000 | 941,942,000 |