Call reports 2015
PIONEER BANK, NATIONAL ASSOCIATION — 2015
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 878,516,000 | 881,284,000 | 951,502,000 | 932,725,000 |
| Total loans | 671,690,000 | 688,869,000 | 725,984,000 | 747,623,000 |
| Allowance for loan losses | 8,893,000 | 9,011,000 | 9,185,000 | 9,366,000 |
| Securities available for sale | 98,693,000 | 108,750,000 | 109,955,000 | 101,301,000 |
| Securities held to maturity | 4,817,000 | 3,389,000 | 3,174,000 | 4,318,000 |
| Trading assets | 1,072,000 | 708,000 | 1,092,000 | 910,000 |
| Total deposits | 760,599,000 | 773,867,000 | 825,779,000 | 787,528,000 |
| Interest-bearing deposits | 571,202,000 | 581,677,000 | 587,817,000 | 574,343,000 |
| Noninterest-bearing deposits | 189,397,000 | 192,190,000 | 237,962,000 | 213,185,000 |
| Equity capital | 95,866,000 | 93,620,000 | 94,617,000 | 95,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,176,000 | 14,389,000 | 22,021,000 | 29,926,000 |
| Interest expense | 322,000 | 659,000 | 1,020,000 | 1,411,000 |
| Net interest income | 6,854,000 | 13,730,000 | 21,001,000 | 28,515,000 |
| Noninterest income | 1,628,000 | 3,586,000 | 5,516,000 | 8,007,000 |
| Noninterest expense | 7,095,000 | 14,307,000 | 21,695,000 | 29,225,000 |
| Provision for loan losses | 240,000 | 522,000 | 772,000 | 1,082,000 |
| Pretax income | 1,350,000 | 2,715,000 | 4,279,000 | 6,481,000 |
| Income tax | 461,000 | 846,000 | 1,334,000 | 2,044,000 |
| Net income | 889,000 | 1,869,000 | 2,945,000 | 4,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,072,000 | 103,052,000 | 104,128,000 | 105,620,000 |
| Total capital | 111,134,000 | 112,212,000 | 113,439,000 | 115,056,000 |
| Risk-weighted assets | 703,316,000 | 716,881,000 | 757,784,000 | 776,109,000 |