Call reports 2014
PIONEER BANK, NATIONAL ASSOCIATION — 2014
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 779,111,000 | 789,953,000 | 791,871,000 | 820,974,000 |
| Total loans | 620,804,000 | 638,813,000 | 649,593,000 | 663,343,000 |
| Allowance for loan losses | 9,089,000 | 9,103,000 | 9,237,000 | 9,234,000 |
| Securities available for sale | 54,862,000 | 53,107,000 | 63,776,000 | 64,919,000 |
| Securities held to maturity | 7,187,000 | 7,539,000 | 7,847,000 | 5,605,000 |
| Trading assets | 177,000 | 374,000 | 434,000 | 816,000 |
| Total deposits | 681,722,000 | 687,738,000 | 688,171,000 | 699,104,000 |
| Interest-bearing deposits | 535,253,000 | 537,317,000 | 537,546,000 | 540,892,000 |
| Noninterest-bearing deposits | 146,469,000 | 150,421,000 | 150,625,000 | 158,212,000 |
| Equity capital | 90,742,000 | 93,158,000 | 94,216,000 | 94,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,993,000 | 14,013,000 | 21,133,000 | 28,339,000 |
| Interest expense | 387,000 | 806,000 | 1,237,000 | 1,696,000 |
| Net interest income | 6,606,000 | 13,207,000 | 19,896,000 | 26,643,000 |
| Noninterest income | 1,615,000 | 3,284,000 | 5,059,000 | 6,931,000 |
| Noninterest expense | 6,524,000 | 13,359,000 | 19,789,000 | 26,258,000 |
| Provision for loan losses | 240,000 | 400,000 | 560,000 | 840,000 |
| Pretax income | 1,457,000 | 2,853,000 | 4,748,000 | 6,676,000 |
| Income tax | 489,000 | 947,000 | 1,601,000 | 2,259,000 |
| Net income | 968,000 | 1,906,000 | 3,147,000 | 4,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,735,000 | 98,675,000 | 99,914,000 | 101,183,000 |
| Total capital | 106,659,000 | 107,882,000 | 109,108,000 | 110,144,000 |
| Risk-weighted assets | 642,009,000 | 664,516,000 | 674,105,000 | 691,540,000 |