Call reports 2013
PIONEER BANK, NATIONAL ASSOCIATION — 2013
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 739,395,000 | 751,771,000 | 757,603,000 | 750,934,000 |
| Total loans | 581,049,000 | 602,724,000 | 609,890,000 | 617,338,000 |
| Allowance for loan losses | 8,316,000 | 8,588,000 | 8,762,000 | 8,943,000 |
| Securities available for sale | 39,839,000 | 37,476,000 | 39,742,000 | 35,543,000 |
| Securities held to maturity | 16,084,000 | 14,201,000 | 8,352,000 | 8,044,000 |
| Trading assets | 0 | 0 | 0 | 22,000 |
| Total deposits | 644,870,000 | 657,399,000 | 660,670,000 | 651,348,000 |
| Interest-bearing deposits | 513,078,000 | 521,636,000 | 517,043,000 | 508,012,000 |
| Noninterest-bearing deposits | 131,792,000 | 135,763,000 | 143,627,000 | 143,336,000 |
| Equity capital | 82,360,000 | 86,351,000 | 87,315,000 | 89,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,937,000 | 13,833,000 | 20,791,000 | 27,818,000 |
| Interest expense | 497,000 | 964,000 | 1,410,000 | 1,815,000 |
| Net interest income | 6,440,000 | 12,869,000 | 19,381,000 | 26,003,000 |
| Noninterest income | 2,130,000 | 3,796,000 | 5,660,000 | 7,753,000 |
| Noninterest expense | 6,552,000 | 13,312,000 | 19,861,000 | 26,863,000 |
| Provision for loan losses | 410,000 | 710,000 | 1,000,000 | 1,200,000 |
| Pretax income | 1,608,000 | 2,643,000 | 4,182,000 | 5,855,000 |
| Income tax | 565,000 | 884,000 | 1,387,000 | 1,644,000 |
| Net income | 1,043,000 | 1,759,000 | 2,795,000 | 4,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,407,000 | 92,014,000 | 93,366,000 | 96,442,000 |
| Total capital | 99,924,000 | 99,816,000 | 101,728,000 | 105,131,000 |
| Risk-weighted assets | 600,587,000 | 623,399,000 | 633,035,000 | 637,262,000 |