Call reports 2012
PIONEER BANK, NATIONAL ASSOCIATION — 2012
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 758,249,000 | 761,487,000 | 751,814,000 | 756,099,000 |
| Total loans | 546,524,000 | 565,759,000 | 564,373,000 | 568,641,000 |
| Allowance for loan losses | 8,028,000 | 8,082,000 | 8,352,000 | 7,938,000 |
| Securities available for sale | 43,207,000 | 45,782,000 | 41,992,000 | 41,010,000 |
| Securities held to maturity | 16,012,000 | 17,943,000 | 15,395,000 | 17,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,715,000 | 664,558,000 | 656,147,000 | 659,556,000 |
| Interest-bearing deposits | 540,246,000 | 544,017,000 | 531,949,000 | 526,544,000 |
| Noninterest-bearing deposits | 121,469,000 | 120,541,000 | 124,198,000 | 133,012,000 |
| Equity capital | 82,924,000 | 78,496,000 | 79,657,000 | 80,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,296,000 | 14,474,000 | 21,443,000 | 28,394,000 |
| Interest expense | 896,000 | 1,678,000 | 2,372,000 | 2,961,000 |
| Net interest income | 6,400,000 | 12,796,000 | 19,071,000 | 25,433,000 |
| Noninterest income | 1,621,000 | 3,527,000 | 5,259,000 | 7,014,000 |
| Noninterest expense | 6,183,000 | 12,511,000 | 18,962,000 | 25,408,000 |
| Provision for loan losses | 408,000 | 941,000 | 1,273,000 | 1,715,000 |
| Pretax income | 1,430,000 | 2,794,000 | 4,018,000 | 5,247,000 |
| Income tax | 456,000 | 896,000 | 1,289,000 | 1,687,000 |
| Net income | 974,000 | 1,898,000 | 2,729,000 | 3,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,971,000 | 86,825,000 | 88,829,000 | 89,393,000 |
| Total capital | 94,015,000 | 94,198,000 | 96,177,000 | 96,828,000 |
| Risk-weighted assets | 562,561,000 | 589,117,000 | 586,805,000 | 594,289,000 |