Call reports 2011
PIONEER BANK, NATIONAL ASSOCIATION — 2011
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 767,399,000 | 780,231,000 | 772,875,000 | 767,813,000 |
| Total loans | 534,392,000 | 535,361,000 | 537,229,000 | 547,208,000 |
| Allowance for loan losses | 7,570,000 | 8,185,000 | 8,359,000 | 7,706,000 |
| Securities available for sale | 55,793,000 | 58,019,000 | 54,997,000 | 52,747,000 |
| Securities held to maturity | 19,681,000 | 16,297,000 | 24,038,000 | 19,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,876,000 | 679,331,000 | 673,219,000 | 665,760,000 |
| Interest-bearing deposits | 558,300,000 | 561,812,000 | 555,377,000 | 551,019,000 |
| Noninterest-bearing deposits | 108,576,000 | 117,519,000 | 117,842,000 | 114,741,000 |
| Equity capital | 79,248,000 | 79,774,000 | 79,697,000 | 81,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,556,000 | 15,080,000 | 22,566,000 | 30,019,000 |
| Interest expense | 1,370,000 | 2,682,000 | 3,859,000 | 4,886,000 |
| Net interest income | 6,186,000 | 12,398,000 | 18,707,000 | 25,133,000 |
| Noninterest income | 1,424,000 | 3,041,000 | 4,537,000 | 6,087,000 |
| Noninterest expense | 6,152,000 | 12,183,000 | 18,278,000 | 24,065,000 |
| Provision for loan losses | 180,000 | 1,500,000 | 1,689,000 | 2,087,000 |
| Pretax income | 1,278,000 | 1,756,000 | 3,277,000 | 5,068,000 |
| Income tax | 385,000 | 455,000 | 938,000 | 1,525,000 |
| Net income | 893,000 | 1,301,000 | 2,339,000 | 3,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,581,000 | 84,146,000 | 84,059,000 | 85,522,000 |
| Total capital | 90,537,000 | 91,101,000 | 91,029,000 | 92,633,000 |
| Risk-weighted assets | 555,109,000 | 555,267,000 | 556,222,000 | 568,313,000 |