Call reports 2010
PIONEER BANK, NATIONAL ASSOCIATION — 2010
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 746,635,000 | 759,446,000 | 755,739,000 | 763,193,000 |
| Total loans | 526,711,000 | 525,108,000 | 521,926,000 | 527,662,000 |
| Allowance for loan losses | 7,137,000 | 7,207,000 | 7,313,000 | 7,408,000 |
| Securities available for sale | 58,521,000 | 64,842,000 | 49,980,000 | 42,390,000 |
| Securities held to maturity | 21,507,000 | 17,054,000 | 22,271,000 | 20,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,548,000 | 659,371,000 | 656,986,000 | 661,799,000 |
| Interest-bearing deposits | 552,279,000 | 561,076,000 | 556,513,000 | 559,700,000 |
| Noninterest-bearing deposits | 94,269,000 | 98,295,000 | 100,473,000 | 102,099,000 |
| Equity capital | 73,559,000 | 74,952,000 | 76,640,000 | 77,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,835,000 | 15,653,000 | 23,412,000 | 30,995,000 |
| Interest expense | 2,016,000 | 3,866,000 | 5,554,000 | 7,079,000 |
| Net interest income | 5,819,000 | 11,787,000 | 17,858,000 | 23,916,000 |
| Noninterest income | 1,528,000 | 3,681,000 | 5,236,000 | 7,095,000 |
| Noninterest expense | 6,431,000 | 12,725,000 | 18,879,000 | 25,191,000 |
| Provision for loan losses | 185,000 | 365,000 | 545,000 | 725,000 |
| Pretax income | 732,000 | 1,200,000 | 2,301,000 | 3,673,000 |
| Income tax | 134,000 | -51,000 | 258,000 | 690,000 |
| Net income | 598,000 | 1,251,000 | 2,043,000 | 2,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,372,000 | 79,653,000 | 80,583,000 | 81,787,000 |
| Total capital | 86,509,000 | 86,717,000 | 87,508,000 | 88,762,000 |
| Risk-weighted assets | 584,543,000 | 564,948,000 | 553,578,000 | 557,598,000 |