Call reports 2009
PIONEER BANK, NATIONAL ASSOCIATION — 2009
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 707,186,000 | 724,835,000 | 732,366,000 | 744,279,000 |
| Total loans | 490,623,000 | 509,244,000 | 509,046,000 | 510,667,000 |
| Allowance for loan losses | 6,652,000 | 6,767,000 | 6,850,000 | 6,953,000 |
| Securities available for sale | 96,142,000 | 57,672,000 | 70,936,000 | 68,250,000 |
| Securities held to maturity | 25,005,000 | 20,500,000 | 27,171,000 | 26,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 611,359,000 | 624,463,000 | 632,737,000 | 643,792,000 |
| Interest-bearing deposits | 531,456,000 | 540,304,000 | 545,919,000 | 549,093,000 |
| Noninterest-bearing deposits | 79,903,000 | 84,159,000 | 86,818,000 | 94,699,000 |
| Equity capital | 71,378,000 | 70,112,000 | 71,125,000 | 72,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,303,000 | 16,323,000 | 24,214,000 | 32,074,000 |
| Interest expense | 2,640,000 | 5,094,000 | 7,501,000 | 9,728,000 |
| Net interest income | 5,663,000 | 11,229,000 | 16,713,000 | 22,346,000 |
| Noninterest income | 1,627,000 | 3,415,000 | 5,207,000 | 7,021,000 |
| Noninterest expense | 6,223,000 | 12,867,000 | 19,323,000 | 25,683,000 |
| Provision for loan losses | 105,000 | 240,000 | 345,000 | 470,000 |
| Pretax income | 962,000 | 255,000 | 970,000 | 1,931,000 |
| Income tax | 199,000 | -265,000 | -162,000 | 41,000 |
| Net income | 763,000 | 520,000 | 1,132,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,872,000 | 78,928,000 | 79,635,000 | 81,774,000 |
| Total capital | 87,263,000 | 85,695,000 | 86,485,000 | 88,727,000 |
| Risk-weighted assets | 511,057,000 | 550,363,000 | 560,320,000 | 567,477,000 |