Call reports 2003
PIONEER BANK, NATIONAL ASSOCIATION — 2003
What PIONEER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 627,001,000 | 634,574,000 | 632,804,000 | 640,842,000 |
| Total loans | 364,095,000 | 362,836,000 | 354,518,000 | 346,244,000 |
| Allowance for loan losses | 4,165,000 | 4,294,000 | 4,406,000 | 4,545,000 |
| Securities available for sale | 176,016,000 | 207,226,000 | 208,815,000 | 223,460,000 |
| Securities held to maturity | 444,000 | 388,000 | 354,000 | 319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,963,000 | 563,335,000 | 559,723,000 | 567,010,000 |
| Interest-bearing deposits | 511,377,000 | 513,736,000 | 507,832,000 | 516,984,000 |
| Noninterest-bearing deposits | 47,586,000 | 49,599,000 | 51,891,000 | 50,026,000 |
| Equity capital | 65,517,000 | 66,503,000 | 65,750,000 | 66,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,872,000 | 15,493,000 | 22,804,000 | 29,942,000 |
| Interest expense | 3,385,000 | 6,322,000 | 8,898,000 | 11,308,000 |
| Net interest income | 4,487,000 | 9,171,000 | 13,906,000 | 18,634,000 |
| Noninterest income | 971,000 | 1,901,000 | 2,819,000 | 4,159,000 |
| Noninterest expense | 4,065,000 | 8,234,000 | 12,639,000 | 17,079,000 |
| Provision for loan losses | 197,000 | 395,000 | 592,000 | 791,000 |
| Pretax income | 1,196,000 | 2,351,000 | 3,402,000 | 4,840,000 |
| Income tax | 424,000 | 833,000 | 1,202,000 | 1,641,000 |
| Net income | 772,000 | 1,518,000 | 2,200,000 | 3,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,997,000 | 64,883,000 | 65,566,000 | 66,569,000 |
| Total capital | 68,162,000 | 69,041,000 | 69,627,000 | 70,807,000 |
| Risk-weighted assets | 334,868,000 | 317,422,000 | 313,828,000 | 311,812,000 |
Machine access — free, no API key
Every figure shown here about PIONEER BANK, NATIONAL ASSOCIATION — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.