Call reports 2019
CENTRAL BANK OF LAKE OF THE OZARKS — 2019
What CENTRAL BANK OF LAKE OF THE OZARKS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 761,392,000 | 777,855,000 | 820,462,000 | 798,261,000 |
| Total loans | 423,948,000 | 435,403,000 | 454,863,000 | 459,291,000 |
| Allowance for loan losses | 8,043,000 | 8,049,000 | 8,201,000 | 8,249,000 |
| Securities available for sale | 216,491,000 | 262,925,000 | 278,030,000 | 258,646,000 |
| Securities held to maturity | 9,008,000 | 8,331,000 | 8,328,000 | 7,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,419,000 | 672,661,000 | 689,164,000 | 693,229,000 |
| Interest-bearing deposits | 454,044,000 | 453,721,000 | 456,506,000 | 486,657,000 |
| Noninterest-bearing deposits | 206,375,000 | 218,940,000 | 232,658,000 | 206,572,000 |
| Equity capital | 66,917,000 | 71,038,000 | 74,453,000 | 71,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,895,000 | 16,204,000 | 24,777,000 | 33,133,000 |
| Interest expense | 950,000 | 1,971,000 | 3,022,000 | 3,996,000 |
| Net interest income | 6,945,000 | 14,233,000 | 21,755,000 | 29,137,000 |
| Noninterest income | 2,344,000 | 4,995,000 | 7,756,000 | 10,835,000 |
| Noninterest expense | 5,074,000 | 10,529,000 | 16,145,000 | 21,682,000 |
| Provision for loan losses | 59,000 | 150,000 | 484,000 | 770,000 |
| Pretax income | 4,156,000 | 8,549,000 | 12,882,000 | 17,517,000 |
| Income tax | 990,000 | 2,049,000 | 3,085,000 | 4,352,000 |
| Net income | 3,166,000 | 6,500,000 | 9,797,000 | 13,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,706,000 | 68,051,000 | 71,360,000 | 68,741,000 |
| Total capital | 70,974,000 | 74,452,000 | 77,979,000 | 75,291,000 |
| Risk-weighted assets | 499,574,000 | 510,299,000 | 527,847,000 | 522,200,000 |