Call reports 2018
CENTRAL BANK OF LAKE OF THE OZARKS — 2018
What CENTRAL BANK OF LAKE OF THE OZARKS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 716,857,000 | 727,794,000 | 751,879,000 | 756,683,000 |
| Total loans | 406,907,000 | 406,655,000 | 403,989,000 | 412,287,000 |
| Allowance for loan losses | 8,107,000 | 7,957,000 | 7,879,000 | 7,983,000 |
| Securities available for sale | 199,071,000 | 206,186,000 | 185,216,000 | 180,070,000 |
| Securities held to maturity | 11,106,000 | 10,075,000 | 9,615,000 | 9,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,004,000 | 653,613,000 | 653,012,000 | 658,384,000 |
| Interest-bearing deposits | 434,670,000 | 437,505,000 | 434,108,000 | 468,066,000 |
| Noninterest-bearing deposits | 207,334,000 | 216,108,000 | 218,904,000 | 190,318,000 |
| Equity capital | 63,147,000 | 63,555,000 | 64,168,000 | 66,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,572,000 | 13,524,000 | 20,752,000 | 28,453,000 |
| Interest expense | 439,000 | 969,000 | 1,566,000 | 2,378,000 |
| Net interest income | 6,133,000 | 12,555,000 | 19,186,000 | 26,075,000 |
| Noninterest income | 2,331,000 | 4,637,000 | 7,182,000 | 9,618,000 |
| Noninterest expense | 4,640,000 | 9,436,000 | 14,274,000 | 19,065,000 |
| Provision for loan losses | 205,000 | 248,000 | 345,000 | 496,000 |
| Pretax income | 3,619,000 | 7,508,000 | 11,756,000 | 16,139,000 |
| Income tax | 846,000 | 1,778,000 | 2,776,000 | 3,366,000 |
| Net income | 2,773,000 | 5,730,000 | 8,980,000 | 12,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,000,000 | 62,470,000 | 63,230,000 | 64,535,000 |
| Total capital | 68,092,000 | 68,656,000 | 69,339,000 | 70,531,000 |
| Risk-weighted assets | 485,214,000 | 492,944,000 | 486,783,000 | 477,561,000 |