Call reports 2017
CENTRAL BANK OF LAKE OF THE OZARKS — 2017
What CENTRAL BANK OF LAKE OF THE OZARKS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 670,212,000 | 694,529,000 | 738,622,000 | 730,512,000 |
| Total loans | 371,054,000 | 372,579,000 | 400,998,000 | 402,879,000 |
| Allowance for loan losses | 8,204,000 | 8,416,000 | 8,268,000 | 7,988,000 |
| Securities available for sale | 233,022,000 | 249,200,000 | 247,007,000 | 218,713,000 |
| Securities held to maturity | 14,136,000 | 12,454,000 | 12,448,000 | 11,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,871,000 | 625,114,000 | 652,572,000 | 657,087,000 |
| Interest-bearing deposits | 411,714,000 | 413,738,000 | 434,186,000 | 460,466,000 |
| Noninterest-bearing deposits | 189,157,000 | 211,376,000 | 218,386,000 | 196,621,000 |
| Equity capital | 59,137,000 | 59,411,000 | 65,743,000 | 63,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,715,000 | 11,654,000 | 18,066,000 | 24,607,000 |
| Interest expense | 289,000 | 607,000 | 967,000 | 1,356,000 |
| Net interest income | 5,426,000 | 11,047,000 | 17,099,000 | 23,251,000 |
| Noninterest income | 2,146,000 | 4,507,000 | 6,950,000 | 9,331,000 |
| Noninterest expense | 4,529,000 | 9,315,000 | 14,129,000 | 18,660,000 |
| Provision for loan losses | 148,000 | 276,000 | 452,000 | 741,000 |
| Pretax income | 2,895,000 | 5,958,000 | 9,459,000 | 13,120,000 |
| Income tax | 1,013,000 | 2,083,000 | 3,328,000 | 5,678,000 |
| Net income | 1,882,000 | 3,875,000 | 6,131,000 | 7,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,324,000 | 59,517,000 | 63,312,000 | 61,776,000 |
| Total capital | 65,138,000 | 65,238,000 | 69,418,000 | 67,795,000 |
| Risk-weighted assets | 462,600,000 | 454,791,000 | 486,147,000 | 479,383,000 |