Call reports 2012
CENTRAL BANK OF LAKE OF THE OZARKS — 2012
What CENTRAL BANK OF LAKE OF THE OZARKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 523,733,000 | 534,599,000 | 533,087,000 | 507,275,000 |
| Total loans | 374,350,000 | 370,413,000 | 368,280,000 | 370,055,000 |
| Allowance for loan losses | 8,624,000 | 8,865,000 | 8,732,000 | 8,857,000 |
| Securities available for sale | 59,394,000 | 64,556,000 | 71,965,000 | 66,130,000 |
| Securities held to maturity | 32,678,000 | 32,483,000 | 31,866,000 | 31,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,456,000 | 479,325,000 | 475,557,000 | 450,145,000 |
| Interest-bearing deposits | 353,842,000 | 353,770,000 | 348,364,000 | 330,595,000 |
| Noninterest-bearing deposits | 115,614,000 | 125,555,000 | 127,193,000 | 119,550,000 |
| Equity capital | 42,011,000 | 42,541,000 | 44,061,000 | 45,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,248,000 | 12,453,000 | 18,378,000 | 24,215,000 |
| Interest expense | 535,000 | 1,034,000 | 1,511,000 | 1,941,000 |
| Net interest income | 5,713,000 | 11,419,000 | 16,867,000 | 22,274,000 |
| Noninterest income | 2,329,000 | 4,504,000 | 6,786,000 | 9,943,000 |
| Noninterest expense | 4,398,000 | 8,705,000 | 13,137,000 | 17,303,000 |
| Provision for loan losses | 885,000 | 2,208,000 | 3,406,000 | 6,020,000 |
| Pretax income | 2,759,000 | 5,010,000 | 7,108,000 | 8,888,000 |
| Income tax | 954,000 | 1,708,000 | 2,411,000 | 2,984,000 |
| Net income | 1,805,000 | 3,302,000 | 4,697,000 | 5,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,161,000 | 41,656,000 | 43,054,000 | 44,254,000 |
| Total capital | 46,025,000 | 46,531,000 | 47,868,000 | 49,054,000 |
| Risk-weighted assets | 385,069,000 | 385,911,000 | 381,109,000 | 379,847,000 |