Call reports 2006
CENTRAL BANK OF LAKE OF THE OZARKS — 2006
What CENTRAL BANK OF LAKE OF THE OZARKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 439,135,000 | 459,598,000 | 461,310,000 | 454,258,000 |
| Total loans | 347,942,000 | 353,259,000 | 359,423,000 | 361,329,000 |
| Allowance for loan losses | 6,447,000 | 6,551,000 | 6,973,000 | 6,991,000 |
| Securities available for sale | 55,957,000 | 60,189,000 | 66,456,000 | 60,143,000 |
| Securities held to maturity | 12,991,000 | 12,942,000 | 11,336,000 | 10,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,467,000 | 401,609,000 | 400,357,000 | 397,326,000 |
| Interest-bearing deposits | 297,864,000 | 309,061,000 | 306,823,000 | 314,607,000 |
| Noninterest-bearing deposits | 85,603,000 | 92,548,000 | 93,534,000 | 82,719,000 |
| Equity capital | 31,215,000 | 31,395,000 | 32,965,000 | 33,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,976,000 | 16,566,000 | 25,508,000 | 34,610,000 |
| Interest expense | 2,043,000 | 4,364,000 | 6,965,000 | 9,885,000 |
| Net interest income | 5,933,000 | 12,202,000 | 18,543,000 | 24,725,000 |
| Noninterest income | 1,690,000 | 3,537,000 | 5,349,000 | 7,058,000 |
| Noninterest expense | 3,582,000 | 7,436,000 | 11,256,000 | 14,864,000 |
| Provision for loan losses | 238,000 | 507,000 | 729,000 | 886,000 |
| Pretax income | 3,803,000 | 7,796,000 | 11,907,000 | 16,033,000 |
| Income tax | 1,433,000 | 2,852,000 | 4,383,000 | 5,913,000 |
| Net income | 2,370,000 | 4,944,000 | 7,524,000 | 10,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,926,000 | 32,299,000 | 33,380,000 | 33,975,000 |
| Total capital | 36,297,000 | 36,748,000 | 37,934,000 | 38,537,000 |
| Risk-weighted assets | 347,551,000 | 353,758,000 | 361,891,000 | 362,455,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL BANK OF LAKE OF THE OZARKS — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.