Call reports 2005
CENTRAL BANK OF LAKE OF THE OZARKS — 2005
What CENTRAL BANK OF LAKE OF THE OZARKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 405,961,000 | 423,852,000 | 436,733,000 | 428,082,000 |
| Total loans | 316,482,000 | 328,141,000 | 334,935,000 | 338,792,000 |
| Allowance for loan losses | 5,929,000 | 6,180,000 | 6,360,000 | 6,225,000 |
| Securities available for sale | 46,365,000 | 55,005,000 | 54,216,000 | 52,033,000 |
| Securities held to maturity | 23,805,000 | 19,316,000 | 19,311,000 | 14,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,661,000 | 360,615,000 | 383,257,000 | 376,085,000 |
| Interest-bearing deposits | 272,186,000 | 275,458,000 | 291,843,000 | 293,287,000 |
| Noninterest-bearing deposits | 80,475,000 | 85,157,000 | 91,414,000 | 82,798,000 |
| Equity capital | 28,200,000 | 29,468,000 | 30,524,000 | 31,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,978,000 | 12,605,000 | 19,849,000 | 27,444,000 |
| Interest expense | 1,040,000 | 2,344,000 | 3,922,000 | 5,794,000 |
| Net interest income | 4,938,000 | 10,261,000 | 15,927,000 | 21,650,000 |
| Noninterest income | 1,645,000 | 3,338,000 | 5,313,000 | 7,132,000 |
| Noninterest expense | 3,257,000 | 6,598,000 | 10,061,000 | 13,548,000 |
| Provision for loan losses | 213,000 | 435,000 | 667,000 | 992,000 |
| Pretax income | 3,113,000 | 6,571,000 | 10,517,000 | 14,247,000 |
| Income tax | 1,171,000 | 2,478,000 | 3,965,000 | 5,305,000 |
| Net income | 1,942,000 | 4,093,000 | 6,552,000 | 8,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,655,000 | 29,606,000 | 30,866,000 | 31,756,000 |
| Total capital | 32,597,000 | 33,704,000 | 35,075,000 | 36,015,000 |
| Risk-weighted assets | 313,364,000 | 325,763,000 | 334,497,000 | 338,749,000 |
Machine access — free, no API key
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