Call reports 2015
NORTHEAST BANK — 2015
What NORTHEAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 830,563,000 | 849,030,000 | 857,647,000 | 893,445,000 |
| Total loans | 583,953,000 | 621,464,000 | 633,666,000 | 687,280,000 |
| Allowance for loan losses | 3,772,000 | 3,714,000 | 3,200,000 | 3,025,000 |
| Securities available for sale | 105,523,000 | 101,908,000 | 101,344,000 | 104,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,927,000 | 691,070,000 | 708,028,000 | 743,469,000 |
| Interest-bearing deposits | 606,581,000 | 617,290,000 | 634,240,000 | 666,611,000 |
| Noninterest-bearing deposits | 68,346,000 | 73,780,000 | 73,788,000 | 76,858,000 |
| Equity capital | 103,802,000 | 106,758,000 | 108,888,000 | 110,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,866,000 | 22,024,000 | 33,142,000 | 45,138,000 |
| Interest expense | 1,730,000 | 3,492,000 | 5,278,000 | 7,012,000 |
| Net interest income | 9,136,000 | 18,532,000 | 27,864,000 | 38,126,000 |
| Noninterest income | 1,571,000 | 4,804,000 | 6,490,000 | 8,077,000 |
| Noninterest expense | 7,474,000 | 16,067,000 | 23,709,000 | 31,395,000 |
| Provision for loan losses | -4,000 | -4,000 | -488,000 | 168,000 |
| Pretax income | 3,237,000 | 7,273,000 | 11,133,000 | 14,640,000 |
| Income tax | 1,176,000 | 2,618,000 | 4,057,000 | 5,320,000 |
| Net income | 2,061,000 | 4,655,000 | 7,076,000 | 9,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,270,000 | 107,589,000 | 110,172,000 | 112,379,000 |
| Total capital | 109,071,000 | 111,340,000 | 113,409,000 | 115,459,000 |
| Risk-weighted assets | 577,530,000 | 612,494,000 | 624,774,000 | 685,636,000 |