Call reports 2012
NORTHEAST BANK — 2012
What NORTHEAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 587,604,000 | 660,471,000 | 662,716,000 | 697,955,000 |
| Total loans | 354,535,000 | 368,209,000 | 390,134,000 | 402,088,000 |
| Allowance for loan losses | 5,365,000 | 5,356,000 | 5,190,000 | 4,424,000 |
| Securities available for sale | 136,730,000 | 133,264,000 | 137,069,000 | 133,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,951,000 | 476,413,000 | 498,870,000 | 539,464,000 |
| Interest-bearing deposits | 361,538,000 | 376,729,000 | 408,841,000 | 453,710,000 |
| Noninterest-bearing deposits | 43,413,000 | 99,684,000 | 90,029,000 | 85,754,000 |
| Equity capital | 69,305,000 | 70,869,000 | 81,351,000 | 82,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,345,000 | 14,487,000 | 22,160,000 | 30,614,000 |
| Interest expense | 2,266,000 | 4,538,000 | 6,780,000 | 8,820,000 |
| Net interest income | 4,079,000 | 9,949,000 | 15,380,000 | 21,794,000 |
| Noninterest income | 2,089,000 | 4,549,000 | 6,915,000 | 10,233,000 |
| Noninterest expense | 6,769,000 | 13,780,000 | 20,817,000 | 28,486,000 |
| Provision for loan losses | 100,000 | 411,000 | 639,000 | 0 |
| Pretax income | 30,000 | 1,038,000 | 2,423,000 | 5,125,000 |
| Income tax | -32,000 | 210,000 | 652,000 | 1,529,000 |
| Net income | 62,000 | 828,000 | 1,771,000 | 3,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,648,000 | 70,414,000 | 81,357,000 | 83,182,000 |
| Total capital | 74,208,000 | 75,081,000 | 86,340,000 | 87,612,000 |
| Risk-weighted assets | 363,746,000 | 372,721,000 | 398,429,000 | 414,218,000 |