Call reports 2012
FREEDOM SECURITY BANK — 2012
What FREEDOM SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,086,000 | 79,107,000 | 76,330,000 | 79,417,000 |
| Total loans | 45,524,000 | 44,472,000 | 43,035,000 | 42,734,000 |
| Allowance for loan losses | 758,000 | 762,000 | 723,000 | 663,000 |
| Securities available for sale | 27,798,000 | 28,134,000 | 26,548,000 | 28,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,217,000 | 64,497,000 | 65,249,000 | 69,395,000 |
| Interest-bearing deposits | 54,263,000 | 54,448,000 | 55,276,000 | 57,397,000 |
| Noninterest-bearing deposits | 9,954,000 | 10,049,000 | 9,973,000 | 11,998,000 |
| Equity capital | 9,564,000 | 9,711,000 | 9,695,000 | 9,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,606,000 | 2,352,000 | 3,067,000 |
| Interest expense | 182,000 | 358,000 | 510,000 | 637,000 |
| Net interest income | 635,000 | 1,248,000 | 1,842,000 | 2,430,000 |
| Noninterest income | 124,000 | 220,000 | 325,000 | 441,000 |
| Noninterest expense | 676,000 | 1,306,000 | 2,143,000 | 3,906,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 68,000 | 132,000 | 211,000 | -864,000 |
| Income tax | -7,000 | -16,000 | -19,000 | -449,000 |
| Net income | 75,000 | 148,000 | 230,000 | -415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,620,000 | 7,858,000 | 7,882,000 | 7,013,000 |
| Total capital | 8,174,000 | 8,423,000 | 8,415,000 | 7,558,000 |
| Risk-weighted assets | 44,088,000 | 45,007,000 | 42,471,000 | 43,482,000 |