Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 71,704,000 | 75,857,000 | 74,230,000 |
| Total loans | 53,871,000 | 57,544,000 | 57,967,000 |
| Allowance for loan losses | 739,000 | 771,000 | 795,000 |
| Securities available for sale | 11,482,000 | 11,251,000 | 10,250,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 60,479,000 | 63,725,000 | 62,072,000 |
| Interest-bearing deposits | 54,157,000 | 57,716,000 | 56,366,000 |
| Noninterest-bearing deposits | 6,322,000 | 6,009,000 | 5,706,000 |
| Equity capital | 8,043,000 | 8,140,000 | 8,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 1,007,000 | 2,034,000 | 3,088,000 |
| Interest expense | 171,000 | 356,000 | 548,000 |
| Net interest income | 836,000 | 1,678,000 | 2,540,000 |
| Noninterest income | 57,000 | 113,000 | 176,000 |
| Noninterest expense | 354,000 | 692,000 | 1,041,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 |
| Pretax income | 509,000 | 1,039,000 | 1,585,000 |
| Income tax | 27,000 | 54,000 | 96,000 |
| Net income | 482,000 | 985,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 8,234,000 | 8,337,000 | 8,341,000 |
| Total capital | 8,973,000 | 9,108,000 | 9,136,000 |
| Risk-weighted assets | 75,562,000 | 78,201,000 | 76,512,000 |