Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,795,000 | 69,422,000 | 71,021,000 | 71,769,000 |
| Total loans | 49,152,000 | 53,931,000 | 54,791,000 | 54,553,000 |
| Allowance for loan losses | 768,000 | 739,000 | 786,000 | 711,000 |
| Securities available for sale | 11,877,000 | 11,071,000 | 10,749,000 | 11,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,180,000 | 61,154,000 | 60,867,000 | 61,322,000 |
| Interest-bearing deposits | 52,746,000 | 54,645,000 | 54,936,000 | 54,100,000 |
| Noninterest-bearing deposits | 6,434,000 | 6,509,000 | 5,931,000 | 7,222,000 |
| Equity capital | 7,465,000 | 7,666,000 | 7,894,000 | 8,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,832,000 | 2,835,000 | 3,883,000 |
| Interest expense | 130,000 | 281,000 | 438,000 | 598,000 |
| Net interest income | 759,000 | 1,551,000 | 2,397,000 | 3,285,000 |
| Noninterest income | 62,000 | 128,000 | 202,000 | 281,000 |
| Noninterest expense | 336,000 | 662,000 | 993,000 | 1,350,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 455,000 | 957,000 | 1,516,000 | 2,096,000 |
| Income tax | 18,000 | 36,000 | 57,000 | 85,000 |
| Net income | 437,000 | 921,000 | 1,459,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,465,000 | 7,561,000 | 7,799,000 | 8,006,000 |
| Total capital | 8,233,000 | 8,301,000 | 8,585,000 | 8,717,000 |
| Risk-weighted assets | 69,803,000 | 71,192,000 | 72,681,000 | 73,877,000 |