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Call reports 2006

PEOPLES STATE BANK — 2006

What PEOPLES STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4d7d26bc-592d-4d5d-ad04-56e929ba95d1/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets36,720,00041,226,00041,297,00041,377,000
Total loans25,415,00028,368,00027,977,00029,360,000
Allowance for loan losses585,000595,000604,000632,000
Securities available for sale9,469,0009,960,00011,578,00010,227,000
Securities held to maturity0000
Trading assets0000
Total deposits31,856,00036,429,00035,793,00035,229,000
Interest-bearing deposits29,288,00033,952,00033,118,00032,499,000
Noninterest-bearing deposits2,568,0002,477,0002,675,0002,730,000
Equity capital2,897,0002,885,0003,288,0003,461,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income623,0001,309,0002,058,0002,834,000
Interest expense261,000553,000907,0001,258,000
Net interest income362,000756,0001,151,0001,576,000
Noninterest income55,000114,000191,000266,000
Noninterest expense224,000445,000678,000910,000
Provision for loan losses9,00018,00027,00056,000
Pretax income208,000427,000657,000895,000
Income tax7,00015,00023,00038,000
Net income201,000412,000634,000857,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital3,053,0003,143,0003,355,0003,518,000
Total capital3,440,0003,481,0003,727,0003,923,000
Risk-weighted assets30,598,00030,409,00029,559,00035,793,000

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