Call reports 2005
PEOPLES STATE BANK — 2005
What PEOPLES STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,227,000 | 34,656,000 | 35,828,000 | 36,421,000 |
| Total loans | 22,830,000 | 23,569,000 | 23,953,000 | 24,846,000 |
| Allowance for loan losses | 603,000 | 621,000 | 633,000 | 575,000 |
| Securities available for sale | 9,661,000 | 9,464,000 | 9,343,000 | 9,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,523,000 | 29,339,000 | 31,003,000 | 31,609,000 |
| Interest-bearing deposits | 27,589,000 | 27,346,000 | 28,931,000 | 28,843,000 |
| Noninterest-bearing deposits | 1,934,000 | 1,993,000 | 2,072,000 | 2,766,000 |
| Equity capital | 2,761,000 | 2,844,000 | 2,820,000 | 2,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,108,000 | 1,685,000 | 2,294,000 |
| Interest expense | 213,000 | 429,000 | 666,000 | 915,000 |
| Net interest income | 339,000 | 679,000 | 1,019,000 | 1,379,000 |
| Noninterest income | 57,000 | 114,000 | 191,000 | 258,000 |
| Noninterest expense | 218,000 | 430,000 | 642,000 | 851,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | -3,000 |
| Pretax income | 164,000 | 287,000 | 471,000 | 629,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 28,000 |
| Net income | 157,000 | 272,000 | 448,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,912,000 | 2,877,000 | 2,681,000 | 2,976,000 |
| Total capital | 3,232,000 | 3,208,000 | 3,054,000 | 3,361,000 |
| Risk-weighted assets | 25,473,000 | 26,355,000 | 29,447,000 | 30,577,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.