Call reports 2025
FIRST NATIONAL BANK OF COKATO, THE — 2025
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 136,158,000 | 131,068,000 | 124,286,000 | 125,392,000 |
| Total loans | 89,209,000 | 89,960,000 | 91,925,000 | 94,074,000 |
| Allowance for loan losses | 1,261,000 | 1,262,000 | 1,208,000 | 1,160,000 |
| Securities available for sale | 23,767,000 | 22,789,000 | 22,882,000 | 21,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,335,000 | 122,472,000 | 115,103,000 | 115,895,000 |
| Interest-bearing deposits | 90,086,000 | 87,683,000 | 82,491,000 | 80,035,000 |
| Noninterest-bearing deposits | 38,249,000 | 34,789,000 | 32,612,000 | 35,860,000 |
| Equity capital | 7,489,000 | 8,188,000 | 8,711,000 | 9,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,601,000 | 5,357,000 | 7,125,000 |
| Interest expense | 619,000 | 1,269,000 | 1,826,000 | 2,329,000 |
| Net interest income | 1,108,000 | 2,332,000 | 3,531,000 | 4,796,000 |
| Noninterest income | 113,000 | 250,000 | 408,000 | 535,000 |
| Noninterest expense | 710,000 | 1,459,000 | 2,230,000 | 3,070,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 351,000 | 813,000 | 1,319,000 | 1,796,000 |
| Income tax | 20,000 | 56,000 | 92,000 | 152,000 |
| Net income | 331,000 | 757,000 | 1,227,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,103,000 | 10,409,000 | 10,729,000 | 10,896,000 |
| Total capital | 11,163,000 | 11,444,000 | 11,808,000 | 11,985,000 |
| Risk-weighted assets | 84,669,000 | 82,590,000 | 86,211,000 | 87,187,000 |