Call reports 2024
FIRST NATIONAL BANK OF COKATO, THE — 2024
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 125,609,000 | 124,092,000 | 128,711,000 | 125,692,000 |
| Total loans | 85,712,000 | 87,409,000 | 92,186,000 | 94,645,000 |
| Allowance for loan losses | 1,219,000 | 1,345,000 | 1,332,000 | 1,348,000 |
| Securities available for sale | 30,265,000 | 29,396,000 | 29,058,000 | 24,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,350,000 | 107,572,000 | 110,993,000 | 118,619,000 |
| Interest-bearing deposits | 64,298,000 | 70,284,000 | 72,286,000 | 79,391,000 |
| Noninterest-bearing deposits | 41,052,000 | 37,288,000 | 38,707,000 | 39,228,000 |
| Equity capital | 5,910,000 | 6,119,000 | 7,264,000 | 6,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,159,000 | 4,815,000 | 6,511,000 |
| Interest expense | 534,000 | 1,094,000 | 1,700,000 | 2,289,000 |
| Net interest income | 1,041,000 | 2,065,000 | 3,115,000 | 4,222,000 |
| Noninterest income | 127,000 | 266,000 | 430,000 | 549,000 |
| Noninterest expense | 663,000 | 1,345,000 | 2,004,000 | 2,736,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 355,000 | 686,000 | 1,071,000 | 1,396,000 |
| Income tax | 113,000 | 161,000 | 206,000 | 223,000 |
| Net income | 242,000 | 525,000 | 865,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,361,000 | 9,520,000 | 9,734,000 | 9,892,000 |
| Total capital | 10,359,000 | 10,533,000 | 10,806,000 | 10,971,000 |
| Risk-weighted assets | 79,671,000 | 80,717,000 | 85,529,000 | 86,051,000 |