Call reports 2022
FIRST NATIONAL BANK OF COKATO, THE — 2022
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 104,638,000 | 109,691,000 | 116,841,000 | 118,718,000 |
| Total loans | 60,293,000 | 66,043,000 | 70,447,000 | 75,901,000 |
| Allowance for loan losses | 859,000 | 874,000 | 904,000 | 934,000 |
| Securities available for sale | 36,685,000 | 34,512,000 | 34,185,000 | 34,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,720,000 | 102,675,000 | 110,961,000 | 107,732,000 |
| Interest-bearing deposits | 64,054,000 | 61,481,000 | 69,532,000 | 64,345,000 |
| Noninterest-bearing deposits | 35,666,000 | 41,194,000 | 41,429,000 | 43,387,000 |
| Equity capital | 4,911,000 | 4,007,000 | 2,871,000 | 3,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,758,000 | 2,880,000 | 4,081,000 |
| Interest expense | 54,000 | 131,000 | 250,000 | 405,000 |
| Net interest income | 786,000 | 1,627,000 | 2,630,000 | 3,676,000 |
| Noninterest income | 90,000 | 185,000 | 291,000 | 391,000 |
| Noninterest expense | 526,000 | 1,072,000 | 1,689,000 | 2,398,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 335,000 | 710,000 | 1,172,000 | 1,484,000 |
| Income tax | 51,000 | 81,000 | 121,000 | 151,000 |
| Net income | 284,000 | 629,000 | 1,051,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,469,000 | 7,664,000 | 7,904,000 | 8,186,000 |
| Total capital | 8,177,000 | 8,447,000 | 8,747,000 | 9,087,000 |
| Risk-weighted assets | 56,526,000 | 62,583,000 | 67,446,000 | 72,126,000 |