Call reports 2021
FIRST NATIONAL BANK OF COKATO, THE — 2021
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,359,000 | 95,790,000 | 109,477,000 | 107,231,000 |
| Total loans | 55,107,000 | 52,252,000 | 53,848,000 | 60,339,000 |
| Allowance for loan losses | 800,000 | 814,000 | 829,000 | 844,000 |
| Securities available for sale | 20,705,000 | 28,186,000 | 36,478,000 | 35,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,315,000 | 88,398,000 | 102,143,000 | 100,196,000 |
| Interest-bearing deposits | 53,770,000 | 57,282,000 | 70,095,000 | 67,101,000 |
| Noninterest-bearing deposits | 31,545,000 | 31,116,000 | 32,048,000 | 33,095,000 |
| Equity capital | 6,540,000 | 6,927,000 | 7,179,000 | 7,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,765,000 | 2,855,000 | 3,799,000 |
| Interest expense | 49,000 | 105,000 | 169,000 | 228,000 |
| Net interest income | 731,000 | 1,660,000 | 2,686,000 | 3,571,000 |
| Noninterest income | 78,000 | 162,000 | 244,000 | 331,000 |
| Noninterest expense | 479,000 | 977,000 | 1,501,000 | 2,079,000 |
| Provision for loan losses | 45,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 285,000 | 785,000 | 1,354,000 | 1,737,000 |
| Income tax | 0 | 0 | 0 | 175,000 |
| Net income | 285,000 | 785,000 | 1,354,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,509,000 | 6,880,000 | 7,223,000 | 7,311,000 |
| Total capital | 7,042,000 | 7,420,000 | 7,815,000 | 8,000,000 |
| Risk-weighted assets | 42,395,000 | 42,973,000 | 47,147,000 | 55,001,000 |