Call reports 2020
FIRST NATIONAL BANK OF COKATO, THE — 2020
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 68,665,000 | 76,327,000 | 78,794,000 | 82,771,000 |
| Total loans | 42,852,000 | 55,577,000 | 56,370,000 | 53,497,000 |
| Allowance for loan losses | 618,000 | 648,000 | 694,000 | 755,000 |
| Securities available for sale | 10,706,000 | 10,069,000 | 13,250,000 | 17,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,417,000 | 69,510,000 | 71,950,000 | 75,982,000 |
| Interest-bearing deposits | 38,748,000 | 41,481,000 | 42,457,000 | 46,219,000 |
| Noninterest-bearing deposits | 23,669,000 | 28,029,000 | 29,493,000 | 29,763,000 |
| Equity capital | 6,207,000 | 6,356,000 | 6,431,000 | 6,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,456,000 | 2,220,000 | 3,114,000 |
| Interest expense | 59,000 | 117,000 | 166,000 | 214,000 |
| Net interest income | 635,000 | 1,339,000 | 2,054,000 | 2,900,000 |
| Noninterest income | 79,000 | 142,000 | 212,000 | 284,000 |
| Noninterest expense | 445,000 | 886,000 | 1,335,000 | 1,866,000 |
| Provision for loan losses | 65,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 204,000 | 475,000 | 754,000 | 1,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 475,000 | 754,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,925,000 | 6,051,000 | 6,180,000 | 6,352,000 |
| Total capital | 6,449,000 | 6,540,000 | 6,682,000 | 6,888,000 |
| Risk-weighted assets | 41,897,000 | 38,962,000 | 40,047,000 | 42,703,000 |