Call reports 2019
FIRST NATIONAL BANK OF COKATO, THE — 2019
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,208,000 | 62,346,000 | 60,841,000 | 61,040,000 |
| Total loans | 41,677,000 | 42,720,000 | 41,696,000 | 42,170,000 |
| Allowance for loan losses | 606,000 | 646,000 | 568,000 | 578,000 |
| Securities available for sale | 7,235,000 | 7,010,000 | 5,299,000 | 4,967,000 |
| Securities held to maturity | 255,000 | 255,000 | 255,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,833,000 | 56,716,000 | 55,073,000 | 55,216,000 |
| Interest-bearing deposits | 33,577,000 | 33,463,000 | 33,204,000 | 32,056,000 |
| Noninterest-bearing deposits | 23,256,000 | 23,253,000 | 21,869,000 | 23,160,000 |
| Equity capital | 5,359,000 | 5,602,000 | 5,721,000 | 5,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,374,000 | 2,066,000 | 2,742,000 |
| Interest expense | 49,000 | 102,000 | 159,000 | 215,000 |
| Net interest income | 633,000 | 1,272,000 | 1,907,000 | 2,527,000 |
| Noninterest income | 77,000 | 155,000 | 231,000 | 312,000 |
| Noninterest expense | 411,000 | 820,000 | 1,224,000 | 1,692,000 |
| Provision for loan losses | 15,000 | 55,000 | 140,000 | 175,000 |
| Pretax income | 284,000 | 552,000 | 773,000 | 971,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 552,000 | 773,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,434,000 | 5,583,000 | 5,704,000 | 5,782,000 |
| Total capital | 5,937,000 | 6,101,000 | 6,205,000 | 6,287,000 |
| Risk-weighted assets | 40,202,000 | 41,366,000 | 40,090,000 | 40,381,000 |