Call reports 2016
FIRST NATIONAL BANK OF COKATO, THE — 2016
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,305,000 | 52,384,000 | 51,512,000 | 53,517,000 |
| Total loans | 26,579,000 | 26,277,000 | 27,869,000 | 32,161,000 |
| Allowance for loan losses | 382,000 | 395,000 | 409,000 | 422,000 |
| Securities available for sale | 14,781,000 | 14,191,000 | 13,496,000 | 12,313,000 |
| Securities held to maturity | 355,000 | 355,000 | 355,000 | 255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,143,000 | 48,073,000 | 47,063,000 | 49,397,000 |
| Interest-bearing deposits | 25,483,000 | 26,268,000 | 26,410,000 | 27,275,000 |
| Noninterest-bearing deposits | 21,660,000 | 21,805,000 | 20,653,000 | 22,122,000 |
| Equity capital | 4,122,000 | 4,276,000 | 4,392,000 | 4,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 913,000 | 1,401,000 | 1,891,000 |
| Interest expense | 18,000 | 35,000 | 51,000 | 70,000 |
| Net interest income | 438,000 | 878,000 | 1,350,000 | 1,821,000 |
| Noninterest income | 61,000 | 129,000 | 204,000 | 271,000 |
| Noninterest expense | 366,000 | 755,000 | 1,135,000 | 1,496,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 118,000 | 222,000 | 374,000 | 536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 222,000 | 374,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,982,000 | 4,031,000 | 4,123,000 | 4,230,000 |
| Total capital | 4,335,000 | 4,382,000 | 4,494,000 | 4,650,000 |
| Risk-weighted assets | 28,226,000 | 28,080,000 | 29,713,000 | 33,611,000 |