Call reports 2015
FIRST NATIONAL BANK OF COKATO, THE — 2015
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,350,000 | 47,478,000 | 50,623,000 | 53,714,000 |
| Total loans | 24,962,000 | 26,044,000 | 26,459,000 | 25,612,000 |
| Allowance for loan losses | 321,000 | 336,000 | 357,000 | 367,000 |
| Securities available for sale | 13,840,000 | 13,145,000 | 13,421,000 | 15,272,000 |
| Securities held to maturity | 455,000 | 455,000 | 455,000 | 355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,421,000 | 42,015,000 | 46,594,000 | 49,760,000 |
| Interest-bearing deposits | 27,115,000 | 26,344,000 | 25,358,000 | 26,949,000 |
| Noninterest-bearing deposits | 18,306,000 | 15,671,000 | 21,236,000 | 22,811,000 |
| Equity capital | 3,894,000 | 3,834,000 | 3,989,000 | 3,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 410,000 | 846,000 | 1,300,000 | 1,749,000 |
| Interest expense | 21,000 | 41,000 | 61,000 | 79,000 |
| Net interest income | 389,000 | 805,000 | 1,239,000 | 1,670,000 |
| Noninterest income | 64,000 | 129,000 | 196,000 | 261,000 |
| Noninterest expense | 355,000 | 719,000 | 1,085,000 | 1,478,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 45,000 | 147,000 | 267,000 | 355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 147,000 | 267,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,769,000 | 3,816,000 | 3,881,000 | 3,914,000 |
| Total capital | 4,090,000 | 4,152,000 | 4,232,000 | 4,262,000 |
| Risk-weighted assets | 26,953,000 | 27,251,000 | 28,089,000 | 27,862,000 |