Call reports 2012
FIRST NATIONAL BANK OF COKATO, THE — 2012
What FIRST NATIONAL BANK OF COKATO, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,363,000 | 37,372,000 | 41,584,000 | 43,725,000 |
| Total loans | 16,915,000 | 18,454,000 | 21,193,000 | 22,296,000 |
| Allowance for loan losses | 200,000 | 215,000 | 229,000 | 213,000 |
| Securities available for sale | 10,285,000 | 11,692,000 | 11,808,000 | 12,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,791,000 | 33,896,000 | 37,953,000 | 39,002,000 |
| Interest-bearing deposits | 22,783,000 | 21,841,000 | 22,185,000 | 23,993,000 |
| Noninterest-bearing deposits | 11,008,000 | 12,055,000 | 15,768,000 | 15,009,000 |
| Equity capital | 3,553,000 | 3,458,000 | 3,615,000 | 3,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 646,000 | 980,000 | 1,338,000 |
| Interest expense | 31,000 | 61,000 | 89,000 | 115,000 |
| Net interest income | 301,000 | 585,000 | 891,000 | 1,223,000 |
| Noninterest income | 62,000 | 127,000 | 195,000 | 274,000 |
| Noninterest expense | 320,000 | 637,000 | 939,000 | 1,272,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 28,000 | 45,000 | 102,000 | 175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 45,000 | 102,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,346,000 | 3,212,000 | 3,250,000 | 3,323,000 |
| Total capital | 3,546,000 | 3,427,000 | 3,479,000 | 3,536,000 |
| Risk-weighted assets | 19,775,000 | 21,205,000 | 24,509,000 | 24,260,000 |