Call reports 2026
VILLA GROVE STATE BANK — 2026
What VILLA GROVE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 89,018,000 | 85,865,000 |
| Total loans | 54,187,000 | 55,662,000 |
| Allowance for loan losses | 862,000 | 876,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 12,182,000 | 13,090,000 |
| Trading assets | 0 | 0 |
| Total deposits | 78,058,000 | 74,713,000 |
| Interest-bearing deposits | 56,194,000 | 53,592,000 |
| Noninterest-bearing deposits | 21,864,000 | 21,121,000 |
| Equity capital | 10,584,000 | 10,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,099,000 | 2,210,000 |
| Interest expense | 287,000 | 558,000 |
| Net interest income | 812,000 | 1,652,000 |
| Noninterest income | 20,000 | 78,000 |
| Noninterest expense | 466,000 | 942,000 |
| Provision for loan losses | 30,000 | 44,000 |
| Pretax income | 354,000 | 764,000 |
| Income tax | 4,000 | 10,000 |
| Net income | 350,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,584,000 | 10,747,000 |