Call reports 2024
VILLA GROVE STATE BANK — 2024
What VILLA GROVE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 83,895,000 | 82,126,000 | 81,730,000 | 83,314,000 |
| Total loans | 55,534,000 | 55,197,000 | 54,424,000 | 55,990,000 |
| Allowance for loan losses | 798,000 | 809,000 | 751,000 | 782,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,229,000 | 13,046,000 | 13,043,000 | 12,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,780,000 | 71,511,000 | 71,228,000 | 72,950,000 |
| Interest-bearing deposits | 50,934,000 | 51,401,000 | 51,119,000 | 53,532,000 |
| Noninterest-bearing deposits | 22,846,000 | 20,110,000 | 20,109,000 | 19,418,000 |
| Equity capital | 9,701,000 | 9,746,000 | 9,991,000 | 9,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,003,000 | 3,032,000 | 4,063,000 |
| Interest expense | 229,000 | 484,000 | 758,000 | 1,046,000 |
| Net interest income | 765,000 | 1,519,000 | 2,274,000 | 3,017,000 |
| Noninterest income | 31,000 | 59,000 | 97,000 | 135,000 |
| Noninterest expense | 459,000 | 924,000 | 1,394,000 | 1,905,000 |
| Provision for loan losses | 12,000 | 24,000 | -33,000 | -2,000 |
| Pretax income | 325,000 | 630,000 | 941,000 | 1,199,000 |
| Income tax | 0 | 5,000 | 9,000 | 13,000 |
| Net income | 325,000 | 625,000 | 932,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,701,000 | 9,746,000 | 9,991,000 | 9,953,000 |