Call reports 2022
VILLA GROVE STATE BANK — 2022
What VILLA GROVE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 86,112,000 | 85,201,000 | 87,485,000 | 86,248,000 |
| Total loans | 50,473,000 | 52,370,000 | 54,786,000 | 55,955,000 |
| Allowance for loan losses | 821,000 | 830,000 | 834,000 | 833,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,357,000 | 9,347,000 | 9,337,000 | 9,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,229,000 | 75,381,000 | 77,811,000 | 76,727,000 |
| Interest-bearing deposits | 52,678,000 | 52,886,000 | 55,870,000 | 54,781,000 |
| Noninterest-bearing deposits | 23,551,000 | 22,495,000 | 21,941,000 | 21,946,000 |
| Equity capital | 9,143,000 | 9,066,000 | 9,215,000 | 9,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,286,000 | 1,983,000 | 2,754,000 |
| Interest expense | 38,000 | 77,000 | 130,000 | 244,000 |
| Net interest income | 591,000 | 1,209,000 | 1,853,000 | 2,510,000 |
| Noninterest income | 29,000 | 69,000 | 102,000 | 139,000 |
| Noninterest expense | 417,000 | 837,000 | 1,265,000 | 1,731,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 194,000 | 423,000 | 663,000 | 881,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 191,000 | 417,000 | 653,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,142,000 | 9,065,000 | 9,215,000 | 9,160,000 |