Call reports 2021
VILLA GROVE STATE BANK — 2021
What VILLA GROVE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 81,742,000 | 80,843,000 | 79,022,000 | 81,959,000 |
| Total loans | 49,864,000 | 47,938,000 | 47,752,000 | 51,731,000 |
| Allowance for loan losses | 784,000 | 795,000 | 805,000 | 814,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,837,000 | 9,327,000 | 9,316,000 | 8,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,252,000 | 71,429,000 | 69,119,000 | 72,273,000 |
| Interest-bearing deposits | 51,397,000 | 50,838,000 | 51,055,000 | 51,111,000 |
| Noninterest-bearing deposits | 20,855,000 | 20,591,000 | 18,064,000 | 21,162,000 |
| Equity capital | 9,008,000 | 8,920,000 | 9,059,000 | 8,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,309,000 | 1,960,000 | 2,600,000 |
| Interest expense | 50,000 | 100,000 | 145,000 | 186,000 |
| Net interest income | 613,000 | 1,209,000 | 1,815,000 | 2,414,000 |
| Noninterest income | 29,000 | 64,000 | 98,000 | 134,000 |
| Noninterest expense | 399,000 | 826,000 | 1,246,000 | 1,708,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 234,000 | 429,000 | 640,000 | 804,000 |
| Income tax | 2,000 | 4,000 | 8,000 | 10,000 |
| Net income | 232,000 | 425,000 | 632,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,003,000 | 8,917,000 | 9,057,000 | 8,941,000 |