Call reports 2019
VILLA GROVE STATE BANK — 2019
What VILLA GROVE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 71,859,000 | 73,398,000 | 72,229,000 | 73,875,000 |
| Total loans | 48,796,000 | 48,176,000 | 48,822,000 | 48,221,000 |
| Allowance for loan losses | 757,000 | 772,000 | 771,000 | 754,000 |
| Securities available for sale | 29,000 | 29,000 | 29,000 | 29,000 |
| Securities held to maturity | 11,400,000 | 11,393,000 | 10,886,000 | 10,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,931,000 | 64,455,000 | 63,063,000 | 64,880,000 |
| Interest-bearing deposits | 47,667,000 | 49,230,000 | 48,813,000 | 49,996,000 |
| Noninterest-bearing deposits | 15,264,000 | 15,225,000 | 14,250,000 | 14,884,000 |
| Equity capital | 8,381,000 | 8,360,000 | 8,636,000 | 8,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,538,000 | 2,329,000 | 3,114,000 |
| Interest expense | 105,000 | 225,000 | 353,000 | 483,000 |
| Net interest income | 649,000 | 1,313,000 | 1,976,000 | 2,631,000 |
| Noninterest income | 23,000 | 51,000 | 85,000 | 124,000 |
| Noninterest expense | 406,000 | 809,000 | 1,223,000 | 1,706,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 251,000 | 525,000 | 808,000 | 1,019,000 |
| Income tax | 2,000 | 6,000 | 10,000 | 13,000 |
| Net income | 249,000 | 519,000 | 798,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,337,000 | 8,318,000 | 8,596,000 | 8,450,000 |
| Total capital | 8,825,000 | 8,797,000 | 9,078,000 | 8,957,000 |
| Risk-weighted assets | 38,695,000 | 38,002,000 | 38,248,000 | 40,245,000 |